PRO TAX TOOL

Lifetime TFSA & Roth IRA Contribution Room Tracker

The Canada Revenue Agency imposes a brutal 1% per month penalty tax on over-contributions, and CRA My Account records often lag by months. Calculate your exact lifetime cumulative contribution room and protect your tax-free status.

⚡ LIVE DIAGNOSTIC PREVIEW — TEST YOUR NUMBERS Instant Estimate
ESTIMATED 20-YEAR OPTIMIZATION IMPACT
+$34,680
Calculated from your inputs above
🔒 Exact Execution Plan Locked
Unlock full schedule, trade tickets & tax split below
Interactive Tool Preview
PRO TOOL

Unlock with Basic Investor Pro

Run this with your own numbers and save your results. Cancel anytime from your dashboard with our 30-day money-back guarantee.

Upgrade to Pro (CA$12.99/mo)

Renews automatically at CA$12.99/mo until cancelled. Cancel anytime from your dashboard. 30-day money-back guarantee.

Already a subscriber? Sign In →
Educational illustration only. TFSA contribution room calculations are based on statutory CRA regulations. Review official CRA notices for individualized records.