| Curriculum, Education & Credentials |
| Core Educational Modules |
6 Modules |
✓ All 36 Modules |
✓ All 36 Modules |
| Applied Micro-Sandboxes & Scenario Quizzes |
Basic Quizzes |
✓ All 36 Sandboxes |
✓ All 36 Sandboxes |
| Certified Basic Investor (CBI) Digital Credential |
— |
✓ Verified Badge |
✓ Verified Badge |
| Ad-Free Experience & Banner Suppression |
— |
✓ 100% Ad-Free |
✓ 100% Ad-Free |
| Portfolio Tools & Decision Engines |
| Foundational Calculators (Norbert's Gambit, Fee Drag, Rent vs Buy) |
✓ Included |
✓ Unlimited Access |
✓ Unlimited Access |
| Portfolio Rebalancer & Trade Order Generator |
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✓ Full Engine |
✓ Full Engine |
| Dividend Snowball Forecaster & DRIP Milestones |
— |
✓ Full Forecaster |
✓ Full Forecaster |
| Curated ETF Model Portfolios Hub (5 Flagship Blueprints) |
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✓ 5 Flagships |
✓ 5 Flagships |
| Multi-Account Contribution Room Waterfall Optimizer |
— |
✓ Full Optimizer |
✓ Full Optimizer |
| Retirement Decumulation Timeline & OAS Clawback Engine |
— |
✓ Included |
✓ Included |
| Personal Investment Policy Statement (IPS) PDF Charter |
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✓ PDF Export |
✓ PDF Export |
| Adjusted Cost Base (ACB) Tracking Worksheets & Toolkits |
— |
✓ Download & Print |
✓ Download & Print |
| Advanced Wealth & Strategy Playbooks |
| Advanced Strategy Playbook Library |
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— |
✓ All 15 Playbooks |
| Embedded Strategy Simulators & Decision Workbenches |
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— |
✓ All 15 Simulators |
| Defined Benefit vs. Commuted Value Engine (Playbook 12) |
— |
— |
✓ Full Access |
| Prescribed Rate Spousal Loan Arbitrage Engine (Playbook 13) |
— |
— |
✓ Full Access |
| Cross-Border Snowbird Wealth & U.S. Estate Shield (Playbook 14) |
— |
— |
✓ Full Access |
| Capital Gains 66.7% & Bill C-59 AMT Simulator (Playbook 15) |
— |
— |
✓ Full Access |
| Smith Manoeuvre & CCPC Corporate Investing (Playbooks 01 & 05) |
— |
— |
✓ Full Access |
| AI, Tax Alpha & Institutional Governance |
| Private AI Investing Education Tutor |
— |
— |
✓ Unlimited Private Access |
| AI Portfolio Governance & Risk Audit |
— |
— |
✓ Algorithmic Audit |
| Tax-Loss Harvesting & Superficial Loss Engine |
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— |
✓ Full Engine |
| Tax Command Center (Asset Location Alpha) |
— |
— |
✓ Full Workbench |
| Monte Carlo 1,000-Run Scenario Lab & Stress Testing |
— |
— |
✓ Included |
| Executive Dossier Print & PDF Export Engine |
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✓ Formal Audit Dossiers |
| Weekly Plain-English Market Context Digest |
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✓ Weekly Delivery |
