Primary & Successor
Distinguish between successor holder (spousal rollover) and named beneficiaries for tax efficiency.
Module 18 · Applied Decision Framework
Estate & Beneficiary Basics
Protect your legacy and loved ones. Learn how registered account beneficiary designations (successor holder vs. beneficiary), power of attorney, and probate rules work.
Foundational Elements
Structuring account transfers smoothly.
Proper beneficiary designations on registered accounts (TFSA, RRSP, RIF, 401k, IRA) allow assets to pass directly outside of probate.
Probate Avoidance
Learn how joint ownership and registered designations reduce administrative delays and probate fees.
Power of Attorney
Ensure a designated, trusted person has legal authorization to manage financial accounts if you become incapacitated.