Zero Jargon · Instant 3-Step Recipe

Get Your Personal 3-Step Investment Recipe in 60 Seconds

No financial textbooks. Answer 3 simple questions below to see the exact account, free trading app, and global all-in-one ETF fund to buy today.

3. First Home in Next 15 Yrs?
Your Tailored 3-Step Action Recipe 100% Conflict-Free · Zero Kickbacks
1
Step 1: The Account Container

Tax-Free Savings Account (TFSA)

All your investment growth and dividends compound 100% tax-free. You can withdraw your money anytime with zero tax penalties.

2
Step 2: The Brokerage App

Wealthsimple Trade (or Questrade)

Download the app on your phone. Opening the account takes ~10 minutes, and buying Canadian ETFs is completely $0 commission.

3
Step 3: The Fund to Buy

Search & Buy: XGRO (iShares Core Growth 80/20)

With a single purchase, you instantly own 13,000+ top companies across Canada, the U.S., and globally. You never need to pick individual stocks or watch daily market charts.

Starting Purchase: 6 whole shares for ~$231.00
Recommended monthly auto-deposit: $50.00 / payday

Want to see visual screenshots of the broker app or walk through account opening step-by-step?