Pro & Premium Decumulation Workbench

Interactive Retirement Income Timeline

Answer the essential question: "What will my monthly income actually look like, year by year, from retirement to age 95?" Visualize the stacking of government benefits, workplace pensions, mandatory RRIF/RMD draws, and tax-free TFSA/Roth buffers.

Quick Test Scenarios:

Retirement Profile & Sources

Country / Statutory Benefits

Current Age 35 yrs

Target Retirement Age 60 yrs

Planning Horizon (Life Expectancy) 95 yrs

Desired Monthly Spending in Retirement ($)

Today's purchasing power target after taxes.

Real Return 4.5%

Inflation 2.5%

Display Perspective

≡ƒç¿≡ƒçª Statutory Canadian Pensions

CPP Start Age

Base Monthly CPP ($ at 65)

OAS Start Age

Monthly OAS ($)

Pensions & Bridge Work

Workplace Pension ($/mo)

Pension Starts at Age

Part-Time / Bridge Work ($/mo)

Until Age

Current Investment Balances ($)

Registered Retirement: RRSP/RRIF or 401(k)/IRA

Tax-Free Accounts: TFSA or Roth IRA

Non-Registered / Taxable Investments

$0/mo Total Income at 65

+$0/mo Surplus vs. Target

Checking... Portfolio Longevity

$0M Lifetime Net Income

Stacked Retirement Cash Flow by Source

Layered monthly income from retirement age to age 95 against your desired spending target.

Income Activation Schedule

Chronological milestones showing when each statutory benefit and mandatory withdrawal schedule triggers.

Interactive Retirement Income Timeline

100% Client-Side Cash Flow Modeling & Privacy Guarantee

Retirement Profile & Sources

≡ƒç¿≡ƒçª Statutory Canadian Pensions

🇺🇸 Social Security

Pensions & Bridge Work

Current Investment Balances ($)

Explore Tax-Optimized Rebalancing

Stacked Retirement Cash Flow by Source

Income Activation Schedule

Planning early retirement or FIRE?